the part 1 of this post could be accessed here http://recklessmusings.blogspot.in/2012/09/cibil-growing-monster-or-saviour-part-1.html Brief history —————— CIBIL was set up in 2001 to reduce the number of NPA’s the banks were facing by providing apriori information of the prospective borrower’s payment pattern by studying his previous loan track records. Earlier these records were not available centrally but…
My friend Ramesh showed me the new flat he was planning to purchase. I checked the vaastu for him and found that it was perfectly suitable for him. He was getting the flat at a good price as he had promised the builder quick settlement. The moment, the agents (of different banks) came to know…
Who doesnt know Bill Gates!!! after all he found a way for all of us to use computers. Windows had made it so easy for all of us that even an uneducated guy can just ‘point and click’ at what he wants!! Just think of those days where one had to punch a plethora of…
‘Sorry Teacher’ is a movie about an illicit affair between a student and his teacher. The titillating photos and promos are sure to excite the youth but it has also run into stiff opposition from women teacher associations, human rights commission and the high court. Why is the film being opposed – because it…
I enjoy driving my car. its a nice sedan with all the frills i.e a high end stereo, two lcd screens, reverse cams, sensors et al. i particularly like my second reverse cam which is always on unlike most reverse cams which get switched on only when reversing. I was at a traffic signal yesterday…
In continuation of my earlier post …..i was very happy to read that the censor board decided not to permit adult movies on TV at all i.e at any time of the day. As earlier reported, censor board limited them only in the late night slots which was contested by the film producers. They nearly…
this was the front page news i read with my morning cup of tea which naturally brought a lump in my throat. i dont know the reasons for this thrashing they got but my only appeal is – guys you are all students with bright futures and they are only labourers. please show them some…
Star movies and maybe HBO later on (or vice versa) were the first to introduce the rating system for movies they show on their channels (unfortunately it no longer exists) 13 – meant it was suitable for people above 13 PG – meant that they are suitable for children but under parental guidance 18 –…
disclaimer: This is not a sexist post but mere reflections on actual happenings. WE were discussing different kinds of vodka based cocktails. Anand a dear friend of mine was animatedly listing the virtues of a bloody mary while Raj, an acquaintance was more inclined towards a screw driver. Those were our happy go lucky days…
A few days back while channel surfing I saw a popular dance show on a local television channel. A lovely girl was showing her dance moves to the judges and the audience. Going by the whistles and cat calls her performance generated, one could see that the audience was being well entertained. I too leaned…